A few months before their marriage, Heartland Girl had this question for Heartland Boy,

Dear, you must tell me what financial steps to take if you pass away.”

That question caught Heartland Boy by surprise and he had no answers then. However, he realized that death of partner is not something frivolous that can be dismissed easily. (Just for clarification, Heartland Girl never says anything frivolous anyway)

This worry has its roots primarily because Heartland Boy has always been the one taking the initiative in financial planning for the household. To have Heartland Girl suddenly resume this mantle would be challenging and almost insurmountable during the time of immense grieving. While this period is indeed a difficult time, important financial decisions still have to be made. Some might even think that this is a morbid topic and best left not discussed. However, Heartland Boy realized that he …