Credit cards seem to be very common now in Singapore where we can use this as a payment choice almost every where. Credit cards can also be destructive but it is advantageous to those who know how to use it wisely.

As we all know, credit cards have many rewards system and it can be confusing which is a better choice. I personally love cash back options on credit cards which means every dollar I spend, I get a certain % credited back into my bank account or the card itself to use it for other transactions. I even used my card to pay for my university course fees and got a few hundred dollars in cashback.

Regardless if you’re going out on a date, watching movies, eating out, buying groceries, travelling, shopping or buying things online, there is always a card which will reward you for your existing spending. …