Somewhere along the lines of growing up, we have all been told to do the “right” thing. We have been forced by our parents to jump through the hoops of education so we’ll get good paying jobs. As soon as we enter the workforce, we are pressured by our society to demonstrate our success with the purchase of expensive cars and luxury homes. Then we are supposed to upsize our lives through jet setting ways and exotic vacations with each promotion.

However, the major problem with the rat race is that there is no end line. Nobody is waiting at the end to give us congratulatory medals for earning a million bucks. Our hamster wheel will keep spinning whether we like it or not. And the longer we get caught up in this cycle of consumption, the harder it is for us change our habits. That’s why financial matters consistently