I am really bad at motivating people.
It is a good thing that I may have friends and family members in debt, but I do not need to be the one to motivate them.
If someone asks me: How do you clear a $50,000 unsecured personal loan or credit card debt?
My answer will be: Don’t get into it in the first place!
That is not helpful at all (perhaps that is an easy way out of getting my hands into something that may give me immense fulfillment but likely will leave me disappointed)
To get out of debt, self motivation is important. Without motivation, nothing in you gets ignited to embark on this journey.
Other people can only do so much. Whether you get triggered has to come from yourself.
The worse feeling about clearing the debt, is the initial part, where you throw $3600/yr against a debt ......