This post is for you.  Yes, you, who sent me that e-mail yesterday asking me whether it would be a good timing to start investing in the stock market right now. I understood from your mail that you have not started to invest anything in the stock market.  All savings are in FD and you are – figuratively spoken – sitting on the fence waiting to deploy your savings into the “risky stock market” or maybe not. I believe this is a common scenario for many (most of them unfortunately being also non-readers of financial blogs; but that is challenge on a totally different level).  Thus, I decided to share my thoughts on your query in a post:

1.  To beat inflation and to grow your nest egg sustainably the chosen asset class has to deliver a long-term return above inflation rate.  Fixed Deposits certainly don’t.  Nor does cash.  You can’t ...

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