A "special feature" (what I would call an advertorial or sponsored blog postif it were to appear in my blog which it won't) by a fund manager in The EDGE:

"Your CPF may prove inadequate upon retirement because of several factors."

The fund manager suggests "that both young and middle aged workers can invest in multi asset funds for diversification benefits." Do this and retire smart. AK didn't do this. How like that? AK in trouble? Is AK going to run to the fund manager and put some money in multi asset funds? AK will kaypoh a bit and respond to the 4 points raised first. Point for point: 1. Be prudent in using our CPF-OA money. Remember, our CPF money is primarily for retirement funding. Just because it can be used for other purposes does not mean that it should be... ...