Yesterday, when Uncle8888 reached 10 Miles Junction and jio his ex-colleague down for kopi O kosong. He realized that not all of us are looking forward to retirement.

His ex-colleague of 61 who may have to retire at 62 next year as he foresees slim chance of getting re-employment due to his poor medical condition. For the past three years; his medical bills reimbursement for specialist treatment have exceeded the cap of $5K and he has to pay thousands more out of his own pocket.

He knew that his retirement life will be harder for him without that earned income and covered medical costs.

Health is wealth!

Absolutely true!

So reaching financial independence should also include passing fitness tests as some illness are related to too much body fat which can be reduced to the lowest if one put in time, effort and motivation…