Uncle8888 is in the camp of earn more; BUT ..... Sometime, we are NOT in control of our body even our mind is very focus and determined to succeed by enhancing our human asset to earn more. BUT; the sad truth is bad thing happened. It may happen earlier than expected to throw out our dream of becoming who we wanted to be. That is Life! A timeline picture tells his lifetime story of his human asset. Fortunately; after reading this book Rich Dad. Poor Dad in Dec 1999; he has a mind flip and that helped him to begin his search to achieve financial competency to accelerate his journey to the Land of Financial Independence. Finally; he has reached his level of financial competency to implement his Three Taps solution model to build sustainable retirement income for life and exercise that option to retire earlier @ 60......