2017 is about devolution, not resolutions.

Perhaps because of the backlash against new year resolutions this year on social media, I very much prefer not to go through the process of making new year resolutions for 2017. Most of us fail to track our progress throughout the year anyway.

I think the best thing a 40-something guy can hope for is that things devolve less than before. We are no longer at the age where a new year brings a new and better person with better social and financial outcomes. I am in fact three years away from the 45-54 year old dip for middle-aged men, which has been shown to be the most miserable years of a man’s life.

But I think I am way better prepared for this compared to many guys my age.

Anyway, here’s what I have to look forward to in 2017.

a) Financial Markets 

I am cautiously optimistic about the …

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