I opine in the past that, you do not need to track your expense or you do not need to budget if you have a good handle of your money.

However, not knowing how you spend your money, likely make you unaware of a key data that will make you realize you are closer to being financially secure or independent.

I been doing this budgeting and tracking for the past 12 years, so this is a glimpse of how I drain the money and its relation to how much wealth you need to build up.

My Past Annual Expenses Review

How different was this review from the past?

You can perhaps take a look at my commentary of my annual spending in the past.