We depend a lot on our take home pay to fund our lifestyle.

When you have a problem with your cash flow from your take home pay, what would you do?

Many would:

  1. Try to borrow from friends and relatives. This is difficult because its not often that people are in a better financial situation then yourself and are likely unable to lend you the money
  2. Find a job that pays better, or pay at all. Usually when it rains it pours. In periods of unemployment, finding a better job or even a job that fits your skill set may be difficult

People become despondent and demoralize.

However, one last resort that many are reluctant to do is to rent out their HDB rooms.

We all treasure our privacy. Ask many that have rented out rooms they stayed in and they will raise that point.

So one lady took the …