For anyone who pays quite a bit of income tax, I always suggest starting a SRS account. See related post #1. Since the inception of the SRS, I contributed the maximum allowed annually. I won't be doing it anymore since I no longer have an earned income and would not have to pay income tax. See related post #2. Since I have been maxing out my SRS account annually, I must have quite a bit of money saved up. What do I do with all the money in my SRS account? Some of the money in my SRS account is invested in stocks like DBS, SATS and ST Engineering. Why these? With SRS money, I am always careful to invest only in companies which are unlikely to have a rights issue. So, these are companies with relatively strong balance sheets. See related post #3......