Achieving financial independence (FI) is the dream of many working adults. We dream of lying on the bahamas beach sipping watermelon juice. We plan to devote our time to charitable acts. We want to chase our passion, to do the things we love, instead of the things we need to. Basically, we want to stop exchanging our life (time, effort and energy) to live (our desired lifestyle).

Regardless of what is the kind of life you want to lead upon FI, one thing is for sure: we need to have a personal plan for achieving financial independence.

A plan for achieving FI is like a blueprint for building a house, a recipe for cooking a dish, and a strategy for completing a marathon.

The plan has to be personal, custom made and prepared by yourself. There is no better person than yourself who can craft your ideal financial freedom blueprint. ...