In keeping with the start of the year, Heartland Boy decided to set some financial goals in 2017. He believes in a dual pronged approach of growing both his income and minimizing his expenses. He truly identifies with the article written by Cheerful Egg, and would like to set in place several systems to achieve his financial goals in 2017. To achieve his financial goals, he intends to both grow his income and decrease his expenses in the following ways:

1. Outperform The STI By 10%

As revealed in the article about his investment performance, Heartland Boy managed to outperform the STI for 2 consecutive years. However, he still failed his target of beating the STI by 10% p.a. He believes that this goal is still within his reach; he just needs to be more disciplined in implementing Adam Khoo’s strategy. By the way, the bar has ......