When we were asked what we look forward to in the new year, all of us (NSFs) in the unit replied in unison, “ORD!”.

The first month is coming to an end soon. It’s been also a year since I started this blog and tracked my finances. In that process, one observation was clear.

Your career is the single most important source of building wealth

We are told by our parents to study hard and get a degree. Nobody says getting a degree guarantees will give you high income, but nobody is going to deny the fact that working for $1000 isn’t a lot and not going to bring you much savings, let alone to do investments.

While I have been saving diligently from the NS allowance I’m getting now, it does feel painfully slow relying on just one, small stream of income. My friend crafted …