Shitty Financial Advice

shitty-life-pro-tips - cut tennis balls in half

Look! Just cut your tennis balls in half and you can save more space! Wah lah!

Don’t laugh.

Just look at some of the shitty financial “advice” out there:

1)  The more you spend the more you “save” kind…

Enough said.

2)  Collect air miles and fly or upgrade for free!

Hello, unless your Ah Kong (corporate company) pays for the air tickets, or you charge your business expenses on your personal credit card, these air miles are not “free”.

3)  And then there’s this come here little mouse… See the loops and hoops over there? Now jump through all of them and we’ll “reward” you with a little cheese as in 1% extra interest.
That’s how Jedi use their mind control technique on feeble minds…

Tip:  Try to see things from the perspective if you are the sales or marketing maverick making the above proposals to your bosses.

Why throw away good margin away by offering these “incentives” to your customers?

What would you say to “sell” why its in the best interests of your corporation to do so?

Singapore Man of Leisure (welcome to my blog; just google it!)


  1. abc says

    Don’t you know that officers in civil service/stat boards usually charge their claimable air travel to their personal credit cards in order to earn Krisflyer miles (yes, civil service travels only via SIA)??

    Senior mgmt in MNCs also often do the same — but then again they’re private companies not playing around with taxpayer monies, and it’s usually only restricted to the senior people, unlike in stat boards/ministries.

    • says

      Hello abc,

      In the previous MNC that I worked, the company retains the air travel miles since they paid for it. That’s fair and smart!

      We even have our own in-house travel agent due to the volume of travels! Its a lot of savings to recycle the travel miles to corporate air tickets ;)

      After a brief experiment with Corporate Credit Cards, the company realised its more cost savings to scrap it and allow us to charge our business expenses to our personal credit cards instead.

      The points I accumulated were so much that I got inundated with lots of free Platinum card offers… LOL!

      I guess every job has its perks and benefits ;)

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