Hello! My last post has been a while (in November). I did not manage to write a post in Dec due to the deadline of my assignments which was due over the new year. I’m glad it is over for now and I scored pretty well for one of the modules with full marks on the paper (been a while since I received full marks). While I am waiting for the results of the other module, I can concentrate on what matters ultimately, which is my financial journey. December was the month in which we saw the increase of the FED interest rate to a range of0.5-0.75%. The 2^nd of such hike in more than 10 years. January was a roller coaster ride with the inauguration of the 45^th President of the United States. So much controversial news just in the first few days in office ......