It is quite common that Uncle8888 heard from retail investors when talking about investing ..
"I invest in S-REITs for income!"
Hmm ..
Does it really matter the cash flow from our ASSETS is Black Cat or White Cat?
As retiree, Uncle8888's cash flow come from dividends, interests, trading, and when necessary some SMALL asset draw-down from those interests generating assets to supplement any short fall in annual cash flow.
Anyway; these interest generating assets don't produce higher return so any small draw-down to this asset base is not significant and it is not going to be alarming or damaging to the gross cash flow......