Followers of this financial blog would know that Max has been working on the Financial Independence Model (FIM) since the beginning of 2017. In a nutshell, the FIM is designed to help individuals compute their personalized FI age, based on basic financial information provided by the user.

For readers who are new to the FIM, a more detailed post on the main functions and principle of the model can be found in the post here.

So far, Max has tested the model with financial input from over 10 readers, with reasonable and logical output achieved. Below is the feedback from one reader who has found the model useful. It gives myself a great sense of satisfaction to develop a fully functional model that is useful.

However, as with all models in the world, the FIM output is computed based on a pre-defined set of formulas and rules. To be confident …