I blog about the SRS pretty often and how my SRS account is a war chest. I also said before that I don't mind having quite a bit of money idling and waiting for opportunities. When opportunities come knocking, I pounce! I get to save on income tax and invest for higher returns. It is a win win situation with both winners being me! Greedy AK! Bad AK! SRS money cannot be withdrawn until age 62 unless we are OK with incurring a penalty. So, it would be good to use the money to buy into businesses which we believe will still be around when we are 62. This might sound amusing but it is the truth. Of course, the businesses should pay meaningful dividends and offer sustainable yields that at least mimic CPF interest rates......