A year ago, news first emerged that hackers may have found a new way to outsmart our banks in their security measures, even after they introduced their 2-FA authentication protocol where consumers would have to key in a One-Time Password (OTP) sent to their mobile phone whenever they make an online transaction using their credit card(s). Their method? Just hack into the victims' mobile phone, where the hackers can then access both credit card details and OTPs at one go. Apps or websites where the consumer have previously keyed in their credit card information can reveal the card details, whereas the SMS would give the OTP required to make sure the transaction goes through. I'm not making it up. Take a look at this case as reported by The Straits Times last year: -------- When he woke up on Sept 30 last year, his phone was still "updating". He forcibly ......