Arrived home yesterday to find the annual “Scholarships” edition of tucked between the papers. It’s the season of the year again when the GCE A Level results are announced and the scholarship application frenzy officially kicks off.

Just thought I’ll provide my perspective on taking on scholarships, that might hopefully lend some use to the hopeful 18/19 year old folks out there who are considering taking on scholarships. My perspective is obviously shaped by my journey through the education system, and my employment as an investment banker for more than 8 years where I have had the opportunity to work alongside many ex-scholars, most of whom have broken their bonds.

My Education

My educational certifications, are at best, “above average” when compared against the national standard, with an L1R5 score of 10 points for my O Levels and an A A B for my A Levels. Those scores were obtained in the first …