I have been thinking about yet another an apt analogy for investing and so far here's the best that I have come up with - investing is pretty much like riding a bicycle up a mountain in darkness. To further elaborate, it's also a mountain located in Finland where the signs are in Finnish and daylight won't come in a few months. Yet, we still have to climb up. The summit is waiting. How's that for encouragement huh?

Ok, let's not get too discouraged. It's tough but not that tough. First you need to learn how to ride a bicycle. Then you need to learn basic Finnish in order to navigate well to reach the summit. That's the easy part. The tough part is really about cycling uphill and riding in pitch dark, that's psychology and that's really tricky. One negative thought and one wrong turn and you are going ...