Well, this morning I woke up to an OCBC notice about the 360 account.
Talk about meh. Not something I wanna wake up to.
So summarise the changes, they put:
I would be getting 1.2%+0.3%+0.05%, with an optional 0.3%
(I am recently spending less than $500 on my credit cards). So that's
1.55%+0.3% for the 360 account.
My first thought was looking at my current profile and matching with the closest competitor, BOC Smartsaver
Looking at the criteria,
Credit card spend:
Monthly Spend* |
Bonus Interest Rate (p.a.) |
S$1,500 and above |
1.60% |
S$500 - < S$1,500 |
0.80% |
Salary Crediting:
Amount of Salary |
Bonus Interest Rate (p.a.) |
S$6,000 and above |
1.20% |
S$2,000 - < S$6,000 |
0.80% |
Bills Payment:
Enjoy 0.35% p.a. Payment bonus interest when you successfully complete 3 bill payments of at least S$30 each ......