Well, this morning I woke up to an OCBC notice about the 360 account.
Talk about meh. Not something I wanna wake up to.
So summarise the changes, they put:
I would be getting 1.2%+0.3%+0.05%, with an optional 0.3% (I am recently spending less than $500 on my credit cards). So that’s 1.55%+0.3% for the 360 account.
My first thought was looking at my current profile and matching with the closest competitor, BOC Smartsaver
Looking at the criteria,
Credit card spend:
|Monthly Spend*||Bonus Interest Rate (p.a.)|
|S$1,500 and above||1.60%|
|S$500 – < S$1,500||0.80%|
|Amount of Salary||Bonus Interest Rate (p.a.)|
|S$6,000 and above||1.20%|
|S$2,000 – < S$6,000||0.80%|
Enjoy 0.35% p.a. Payment bonus interest when you successfully complete 3 bill payments of at least S$30 each …