All my companies have finished reporting their earnings which means I can already tabulate my dividend income figure for the quarter.

Dividend income has been one of my main objective I wanted to achieve for this year because in the past the strategy I took was rather different than what I had done in recent times. I had my reasons for doing so and know what I’m doing so it’s not a moment of folly where I blindly invest in yields and ignore every fundamentals out there.

As I shared in my recent post on my personal cashflow here, dividend income played a bigger role than ever in improving my cashflow as expenses are now tighter with household expense rising.

If my calculation is correct, I might still be able to save a decent amount of savings by the end of this year despite the higher expenses ratio. …