having health insurance is like having clothes… do you want to be running around naked?
if you have health insurance, you have swag, trust me (okay, maybe not)
First thing first, I am considering changing my Shield plan. Why? I just received a letter notifying me of premium increases and I have realized that there are objectively better shield plans out there.
I currently have the NTUC Enhanced Income Shield (Preferred) with the Assist Rider. The rider covers all hospitalization expenses except a 10% co-pay up to $3000, and has a daily cash benefit.
Probably once I finalize the switching of my shield plan, I will do an insurance update for 2017 and that will probably be …