Read? Financial Independence : Withdrawal??? Passive Income > Living Expenses??? True Story! Damn Good Advice! Reply #4 on Nov 15, 2015 at 9:33am me200, candy188, and 1 more like this ReplyQuote  Post Options Post by oldman on Nov 15, 2015 at 9:33am As I am now a consumer of healthcare insurance, what I am learning about insurance companies scares me even more. I was in hospital for a few weeks in Oct and chalked up a bill of well over $100,000, which I had to pay out of my own pocket first. I blamed the hospital for being too kiasu by getting money from me first. Then, a letter from the insurance company arrived and stating that they will not be paying anything until my oncologist replies to their list of questions. The insurance company tells that this process can easily take another 10 weeks! I then called my oncologist who kindly filled up the list of questionaire and sent it ///...