Ok, it is time to summarise yesterday's proceedings. In case you guys are wondering, when we conduct our talks, we don't really do rehearsals so some of us speakers are also there to listen to what other bloggers have to say. So things get interesting if there is a disagreement between us, nothing we ever do is scripted. Here are some comments and things which I learnt from yesterday's session : a) Budget babe's mention of SRS. At first the company directors were slightly concerned when they realised that SRS which was covered last night was not actually administered by the CPF Board, but I think we've learnt a lot more as a result of her talk. One way of avoiding taxes is to voluntarily set your money aside into the SRS program where you can then invest in the financial markets. The downside is that withdrawal retirement age will ......