In order to become richer, sometimes it is helpful to understand poverty. When Thomas Piketty published Capital in the 21st Century, it is easy for a rentier like me to dismiss this as a rallying cry of welfare-state socialists. But as it turns out, the book had the effect of deepening my conviction towards my dividend portfolio because it proposes the idea that the growth of capital far exceeds the growth of earned labour income as reflected in the ( r > g ) inequality which made the work antithetical to capitalism. The lesson I learnt is that : Between using your wealth to make more wealth and selling your time to make money, always choose the former. Today I'm going to propose that there is more than one way of being poor. Understanding that inequality and poverty goes beyond the lack of financial wealth may be a useful ......