In June last year I found that SCB was having a ridiculous promotion of giving $138 cash credit if you signed up for their credit cards.

I sat on it for a while and I finally applied in September and I received my card, which I used to pay for my online travel expenses when I went to Korea, helping me qualify to both keep the $138 cash credit and max out my 7% rebate for online spending. The SCB Singpost card is a fantastic card for online expenses, and I explained why in a post here.

Over the last 6 months, I charged $4153 to my SCB card, but I only paid $3846. That’s a difference of $307, which works out to be about a 7.3% rebate on all my spending so far!

However, I have been lucky to be able to spend mostly in the …