I thought this will be a good case study to look back on what I did recently at some point in the future.

I would not call this a mistake that I did because I think the policy has served its purpose for the past 4 years which I no longer needed it anymore. Still, if there is a mistake to point out, it’ll be that I’d be better off taking term back then.

Well, time cannot be rewind, so I guess life moves on from here.

My WL Policy

I am not an expert in this insurance area and is/will never be an area that will interest me so I am not comparing my policy to any benchmark or competitors.

My WL policy is a straightforward deal from Prudential multiplier which will cover me a sum assured of $500k upon ceased. This multiplier will be effected until the …