Many of us are employees with the main source of income being our employment income. This income is needed to support our living and it is the savings from our income, that is the portion of our incomes minus away all the expenditures which we could put together and decide what to do away with it. Most of us save what we have left minus all the expenses and experts always advised us that savings are subject to the effect of inflation such that the monies we have left in banks (which earn very little interest rate) are not so much after some time due to inflation. We are always encouraged to invest but some choose the wrong investments, lose capital and end up worse that what he or she could be if he had just saved and not dabbled in investments. Like how some companies listed with an aim ......