Reader:
I am from a humble working class family, staying with my grandmother, parents, and younger brother in a 4 room flat.

My younger brother is very intelligent but doesn’t like school. He ventured into MLM last year and enjoyed some early success. Now, he wants to buy a car and it has to be a Mercedes Benz or BMW. I told him to save the money. He said he must look successful and rich to make more money as he can convince people to join him more easily.

I am just a simple person working in the civil service. I don’t know how the business world works. I follow your blog because you give down to earth advice about money and life in general.

I am worried about my brother. What should I do?
Thank you for the generous sharing of your time and knowledge.

AK:
Alamak. I don’t know what you should do…