All I want to know is where I’m going to die so I’ll never go there – Charlie Munger

What’s both fascinating and cruel about life is how unpredictable it is. And at the heart of it all is not knowing when we would leave this world. Death tends to scupper the most well-laid of plans.

I find it very interesting that we tend to underestimate our longevity but overestimate the odds of being alive moments later. It’s hard to imagine living till my 90s but I am (erroneously) absolutely certain I would still be around a few days later, a few months later or even a couple of decades later, so much so that I am delaying some form of gratification till those times.

But, really, should I be delaying those gratifications, when there’s a possibility I might not get to live till then?

Nowadays, when I am making major life …