First off, this isn’t a sponsored post. I just stumbled upon their services and I thought that it is a pretty good service.

All right, so what is this CardUp thing I’m talking about?

Blah blah blah. What does it do?

Instead of making monthly bank transfer to your landlord, you through them. They will transfer the money to your landlord, take a processing fee, and charge the whole amount to your credit card.


Simple. Credit card rewards.

Their processing fee is 2.6%. For this 2.6% fee, you get your regular bank transfer to be “transformed” into a credit card payment and you rack up spending on your card.

Since the processing fee is 2.6%, all you have to do is to find rewards that give you a higher “return”.

Of course, CardUp is not that stupid. Their example is …