Reader: My bf and me are both PR. And the topic of housing is always a big question mark to us. Both of us is not eligible to buy BTO, unless one of us convert to SC and this option will take longer time (apply SC, BTO...) We are not married yet, so not eligible to purchase resale HDB flat. My bf and his brother in law invested in a shoebox apartment in Singapore. So, even if we marry, we are still not able to purchase resale flat untill he dispose the shoebox apartment. We have discussed buying a private condo under my name. This option is the most expensive, and also create financial stress. We also thought to leave Singapore so we can have our own house without much hassles. I suggested that the reader considers the Rule of 15. For those who don't know what I am talking about, take a break from reading this blog and read this first ......