Has been playing with Excel for sometime and surprise i could do below. Not sure what you call this chart. What I like is it tells me my investment categories and exposure by segment, and by counter in a stroke. Take me sometime to absorb the picture at first but it becomes clearer after from the grouping. The rings are the investment sizes.

Here’s the breakdown on what I thought to start with towards what a Million Portfolio will look like after by year end. Yield will be around 4.6%. Do you see any risks or concern ?

The BLUEs …

STI ETF basically covers a lot of Banks and Singtel, and at the most outer rung of the circle. However I could do more to include more banks directly. Currently this the main mitigation on recent banks run up. SINGTEL is relatively heavier in the portfolio. I am still …