I like your view on how to see term insurance as paying a sum of money for the protection from the accidents in life. Also how passive income is an alternative to paying for disability insurance. 

I like to seek your views, since it take time to build up passive income, would u view buying disability insurance as an temporary expense before we reach our passive income targets?

CPF Dependants Protection Scheme.
Start watching from 1.40 minute.

The best insurance in life:

But before we get there and if we need our earned income, yes, please be well insured: …