I did an insurance review just last year in Oct 2016, but I recently made some changes so I thought I’d just share that with anyone who is interested.

Change 1: Addition of standalone Early CI / CI plan
In November, I was pondering about early CI coverage. My main concern is how that my only current coverage is a rider of a group insurance policy. After weighing the pros and cons, I decided to supplement my early CI coverage by taking this standalone plan. It has slightly more coverage and relaxed claiming terms, but the independent nature of the plan is what won me over.
I went through DIY insurance and I have already received my commission rebate. It was a very fuss-free experience. I highly recommend it to people that are independent and know what they want. 
Change 2: Changing IP Shield and upgrading rider
I’d …