Officially, other than the monthly $1k ETF through POSB invest saver which pays me “brokerage” when i buy, there is nothing i dare buy from the local stock market at this point in time.
The old adage:’Buy when there is blood on the streets’ came true again and i hope you took opportunity of that short period of time from late 2015 to early 2016.

What will i be doing since STI has surged – Dec 2016
How to stop oneself from being greedy – Feb 2016
Lessons learnt in this bear market – Jan 2016
Controlling my emotion – Jan 2016

So what have i been doing penny pinching during this lull season of stock investing?

1) Topped up my CPF SA account to the max of  $7k.

2) Topped up my SRS account to the max of $15.3k.

3) Analyse credit card terms and conditions and maximising …