As my blog's readership grows, a question that gets asked more and more often is: "When will I have as much passive income as you?" Of course, one of the things I would say is that we have different circumstances and that financial freedom is not a race.  All of us who reach our goals are winners. Some might take longer than others but they are still winners at the end. Distilled to a word, patience. In my retirement, I spend quite a bit of time gardening and, a few months ago, I took three cuttings from the mother Rosemary plant and planted them in a trough. Today, I transplanted one into its own pot. It has been a few months but, for a Rosemary plant, its growth has been quite fast. The other two cuttings are still nice and green but they have not grown much. Their time will come too. They are ......