XIRR incorporates the date of investments into its calculation and this is the reason why it was not in my calculations. I do not see the need to make things complicated when it can be simplified. So how was the 16.6% (as of 27/05/17) derived? It is just a mere excel calculation consisting of the cumulative positive returns from sold shares, current market paper gain and dividends received (along with transaction costs) since 2017 has started. This YTD date figure will change daily, responding to the daily price movements along with the time-to-time dividends received. I may elaborate more on my current holdings in a future post. Portfolio Rankings: Top Performer in Returns Frasers Centrepoint Limited (17% Paper Gain) Worst Performer in Returns Singtel (2.4% Paper Gain) Top Dividends Stock Frasers Commercial Trust (7.50% Expected Dividends Returns) Least Dividends Stock Singtel (4.79% Expected Dividends Returns) Actions ......