Dear AK, As we know, Singapore citizens can buy a HDB if they are married. If they remain Single, they can get a flat at 35 years old. Each citizen cannot own more than one HDB at any point in time My father passed away some years ago, and I co-inherited the HDB with my mum. Hence, I am the half owner of my parent's HDB apartment. I do not get along well with my mother, and I wish to move out as soon as possible. However, as I am already an owner of parent's HDB apartment, I will not be able to get my own HDB apartment even if I get married, or pass 35 years of age. This means I have only the following options: 1) Rent forever (or until my mum passes on, and I inherit the entire flat) 2) Buy a private property, with no subsidies ......