Saving & Spending
Historical Monthly Household Expenses Since Oct 2001
By Create Wealth Through Long-Term Investing and Short-Term Trading  •  July 1, 2017
9 months from full-time job as employee since Oct 2016 into the next phase of retirement/decumulation life journey without drastic down-grading of last few years of lifestyle. Looking at 24 months moving averages; there is insignificant saving from cutting down of personal expenses during work-days tea breaks and frequent more costly TGIF lunches......
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By Create Wealth Through Long-Term Investing and Short-Term Trading
I am 62 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016. Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 3nd year Uni in SUTD. I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild. I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038. Cheers!
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