Reader: Since reading your blog last year (if i only had done so when i first started working years ago!) i have transferred some of my OA to SA and did some cash top up to my SA. Would appreciate if you can advice on a a dilemma i am facing with regards to whether i should top up CPF for my mum. My mum is 63 yro and has almost nothing in her CPF. I had asked CPF Board for advice but it would take a very significant top up (>$50k) to even reach BRS. i) should i top up my mum CPF's RA? I will not be able to help her reach BRS before she's 65. ii) Should i top her Medisave instead? My consideration is that this can help go towards MediShield premiums and for any possible medical bills in the future. I am thinking whether i should put the money in ......