Our CPF MA has immediate use when necessary. It will NEVER be enough based on Uncle8888’s personal experience with his older close relatives so it is right thing to top up our CPF MA. Never enough!

This is only CPF account that Uncle8888 will advocate topping up.

Other voluntarily topping up. Hmm …. case by case hor!

Don’t be seduced by social media loud voice. What good for some may be poison for some in later part of their life journey when sudden unplanned sharp needs for liquidity arises! Don’t be caught in asset rich. cash poor before 55 and 65. Life sucks! …