What are Robo-Advisors? They are a result of technology disrupting the existing market. An example would be Uber/Grab disrupting the taxi industry, leaving taxi go unhired and ComfortDelGro share price to fall (near 52 week low). They allow the general public/retail investors to diversify and manage their portfolio according to one's risk level. Such services were only available to the wealthy in the past. A traditional financial advisor will be "You want to invest $100 per month?! Dun waste my time. I earn more than $100 per hour!". For the proper definition/better explanation, read this - Robo-Advisor. This concept is not new and has been in the United States for many years. One of the biggest robo-advisor, Betterment has an AUM (Assets Under Management) of US$9 billion! Being a regular IT guy who is into investing, KPO was always looking at envy and wondering why there isn't one in Singapore. So when ...