After all I have written about my personal project on chasing air miles (90,000 miles in 9 months), it makes sense that I should probably write a little bit on my credit cards setup for this purpose.

Air miles are earned on the back of expenditure. There are no two ways about it. What we can do it is optimize the number of miles we can earn.

Not saying that this is the best way, but it works well for my lifestyle without having to put in too much effort on a daily basis.

To begin with, I have bank accounts spread across Citibank, DBS and UOB – which makes sense for myself to use credit cards from them as my main go-to cards. In fact, three credit cards are what I rely on most of the time.

Category #1 : Online Spend

What : 10x for online shopping
Card …