I always feel the way we folks run our own finances are similar in nature to how we tend to prospect companies for our investment. It has to be correlated in that manner, we get to improve on one thing and that thing opens up the door for another perspective. It has a compounding double win situation. There are many people in our circle group of friends that are struggling to live on paycheck to paycheck. They used these income that they've earned to pay off expenses like their mortgage, car loans, education and basic necessities like utilities and telco expenses. There are nothing wrong with that of course. All of us had to start somewhere one way or another. It only becomes a problem when you start depending onto it for prolonged period of time and taking it a holy grail to run your lives. How is this translating ......