I updated the Portfolio blogpage to include print screens of my wife’s StashAway and Smartly robo-advisor account values. I even included our Vanguard UK ETF Portfolio value that is made up of:

• Vanguard FTSE All-World High Dividend Yield UCITS ETF (VHYD on LSE)
• Vanguard FTSE Emerging Markets UCITS ETF (VDEM on LSE)
• Vanguard FTSE Developed Europe UCITS ETF (VEUD on LSE)
• Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF (VDPX on LSE)

It’s taken a while to set up this ETF investing strategy that we can apply in the long run. There’s been a level of urgency to have a sustainable long term financial strategy since the beginning of 2017. Combined with the additional work stress and higher retrenchment risk, it has taken its toll on us. I keep telling myself sacrifices are necessary for the future we are trying to build for ourselves. But I didn’t account for ......